About Hobby Locomotive Insurance
Specialists in hobby locomotive business insurance since 2005.
Insurance Built for the Hobby Locomotive Trade
Hobby Locomotive Insurance is a specialty division of Contractors Choice Agency, an insurance agency founded in 2005 and dedicated to serving construction contractors and tradespeople.
We've specialized in hobby locomotive business insurance long enough to know the nuances that matter: the difference between code 5645 and 5403, why completed operations is non-negotiable for structural trades, and what GCs are actually looking for in a certificate beyond the boilerplate.
Our approach is straightforward: understand your operation, shop specialty markets that price hobby locomotive risk fairly, and provide the certificates and service a working hobby locomotive crew actually needs.
Ready to Get Your Hobby Locomotive Operation Insured?
Same-day quotes for hobby locomotive businesses. Call or fill out our quote form and we'll have your options ready today.
Your $40,000 layout deserves better than a $1,500 homeowners rider.
Get a true agreed-value quote in minutes. Same-day binding, same-day certificates, and 20+ years protecting collectors and hobby railroads.